lauren simonetti at the new york stock exchange with details. citi just upgrading a bunch of them. it is crazy. >> yeah, certainly upgraded first solar. but i want to show you where a lot of them trade. as you can see right here: this sector is on fire. one of the reasons is also they have sold off so much in the past year, essentially, so they are definitely getting some of their momentum back. there's also a report out today about a new trend where homeowners can have their solar panels installed in their homes and then basically pay for that by paying for the solar energy that they use every month. so that's another trend that we're noticing in the solar market. back to you cheryl. cheryl: lauren, thank you very much. we will see you soon. money gram is the second largest money transfer service, and they are gaining ground on the industry goliath western union. money gram, brand new on-line and mobile transfer service, joining me now for an exclusive interview pam patsley, money gram chairman and ceo. you are really going after western union, had been the behemoth in this space,